Seller Costs Calculator

Estimate your costs when selling your home

Calculate Your Net Proceeds
Enter your details to estimate selling costs
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Estimated Net Proceeds

$544,000

After all estimated costs

Cost Breakdown
Real Estate Commission$50,000
Legal Fees (est.)$1,500
Home Staging (est.)$2,000
Moving Costs (est.)$1,500
Miscellaneous$1,000
Total Estimated Costs$56,000

Common Seller Costs

Real Estate Commission

4-5% of sale price

The total commission is typically split between the listing and buyer's agent. This covers marketing, showings, negotiations, and transaction management.

On a $1,000,000 sale: $40,000 - $50,000

Legal Fees

$1,000 - $2,000

Your real estate lawyer handles the closing, title transfer, mortgage discharge, and ensures all documents are properly executed.

Includes disbursements and registration fees

Mortgage Discharge/Penalty

Varies

If you're breaking your mortgage early, you may face a prepayment penalty. This could be 3 months' interest or an IRD (Interest Rate Differential) calculation.

Contact your lender for exact figures

Home Staging

$500 - $5,000

Professional staging can significantly increase your sale price. Basic consultations are often included in our services, while full staging is optional.

Often pays for itself with higher offers

Repairs & Improvements

Varies

Pre-sale repairs, painting, and minor updates can help attract buyers and justify your asking price. We'll advise on the best ROI improvements.

Fresh paint, decluttering, curb appeal

Moving Costs

$500 - $3,000

Professional movers, packing materials, storage if needed, and cleaning costs for your move-out.

Local moves typically $500-$1,500

Capital Gains Tax

If you're selling your principal residence, the sale is typically tax-free in Canada. However, if you're selling an investment property or second home, you may be subject to capital gains tax on 50% of the profit. Consult with a tax professional for personalized advice.

Net Proceeds Estimate

We can provide you with a detailed net proceeds estimate based on your specific home value, mortgage balance, and expected costs. This helps you plan your next purchase with confidence.

Get Your Personalized Cost Breakdown

We'll prepare a detailed estimate of your selling costs based on your home's value and situation.